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University loans are available to help students experiencing financial emergencies, such as:

• no money for food
• inadequate clothing to face cold weather
• homelessness due to fire or landlord eviction threats
• lack of funds for urgently-needed medication
• employment pay cheque聽delays
• lost wallet

Students with financial concerns should apply for In-Course Financial Aid for a need assessment. We understand that any student could experience an urgent and unexpected financial situation that requires immediate support. We can arrange small (offsite) cash loans after you follow these steps:

Steps to follow

Students with financial concerns should apply for In-Course Financial Aid for a need assessment. We understand that any student could experience an urgent and unexpected financial situation that requires immediate support. We can arrange small (offsite) cash loans after you follow these steps

1. Complete an In-Course Financial Aid application on Minerva: Select the Financial Aid/Awards tab > Financial Aid Menu > Apply for McGill Financial Aid > Apply for In-Course Financial Aid > update your financial aid profile and submit your application
2. Call 514-398-6013聽or student.aid [at] mcgill.ca (email us).

Other financial aid services

Scholarships and Student Aid also offers these aid-related services:

• In-Course Financial Aid Program: for students with demonstrated need who require help supplementing other sources of funding
• Tuition Payment Deferrals:聽defer your tuition fee payment without interest or penalty - useful for students experiencing funding delays
• Government student aid programs: information and administration
• Work Study Program: on-campus job opportunities for full-time degree students in need
• Frugal Scholar Money Management Program: financial planning and debt management