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Your Aide financi猫re aux 茅tudes (AFE) status (i.e., full-time vs part-time studies) plays a key role in your assessment. 础贵贰鈥檚 and 听are considered separate entities and a change in status can directly impact the amount of aid you can get, as well as your loan repayment.

Scholarships and Student Aid is the recognized authority at McGill to correspond with听AFE. We confirm your registration status to AFE听on a monthly basis. Should your student status/credit load听change during the academic year, a financial reassessment notification will appear in your AFE file under the tab 鈥渇ull-time assessment鈥� and your AFE payments will be adjusted accordingly.

Full-time students

AFE's听 applies to undergraduate students who are registered for at least 12 credits per semester during their undergraduate degree or those who are 听and taking听between 6 and 11 credits per semester.

A full-time co-op听semester might be recognized as full-time registration by the University and AFE, but does not allow for AFE funding eligibility.

Graduate students working on their thesis are considered full-time in each term, whether they are registered with credits or not.听Graduate non-thesis students must be registered for at least 12 credits per semester or be听 and taking between 6 and 11 credits per semester.

Withdrawing from or cancelling a course could have an impact on your AFE assessment. Contact the Scholarships and Student Aid Office for more info.

TIP: Check out听础贵贰鈥檚 , a self-serve calculator that helps you estimate the amount of government aid you may receive in their Loans and Bursaries Program for full-time studies. This amount does not represent the final assessment and may vary substantially from what you will actually receive. Please note: the amount entered for tuition should only include basic Quebec tuition. McGill鈥檚 Student Accounts website has more info to help you with this.

Part-time students

AFE's听Loan Program for part-time studies applies to students who are registered for 6 to 11 credits per semester and who are not听. Students who are restricted to registering part-time due to special circumstances should investigate if they qualify for deemed full-time status (info below), as this status can make them eligible to apply for 础贵贰鈥檚 .

Consult 础贵贰鈥檚 for more information, including a loan assessment simulator table.

Deemed Full-time Status

In some instances, it is possible to be by AFE when taking between 6 and 11 credits per semester. This is commonly applied to students who:

• Are or will be parents
• Have a disability*
• Have a serious mental or physical health disorder**

*Student Accessibility & Achievement听can help students fill out the specific forms for your AFE application

**AFE medical certificate form听 is available on听础贵贰鈥檚 website.

Dependent status

If you are considered a , your parent(s), guardian(s), spouse or sponsor must complete their via 础贵贰鈥檚 .

Students' parent(s) or guardian(s) are expected, by law, to contribute to their child鈥檚 education if they are in a position to do so. When assessing the need of a student, AFE takes into consideration the amount parents/guardians should be contributing to their child鈥檚 education. It is important to note that this amount will be used to calculate a student鈥檚 net need and could create a deficit in the budget if it is not provided. Our office has a Financial Aid Roadmap for Parents听with guidelines and tips on this topic.

Note: parents/guardians are not liable for their child鈥檚 student loans. The states that the person applying for financial assistance under the Loans and Bursaries Program is considered to have reached an age of majority, even if he or she is not 18 years of age.

Summer studies

AFE eligibility criteria for summer studies are the same as those听seen on this page.