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It is never too early to learn good financial habits, according Jamie Sioui, the vice president at Digital Channel Management at RBC. The bank is implementing a suite of initiatives that are designed to help youth prepare for the future. As part of this effort, RBC Future Launch has teamed up with McGill and The Globe and Mail to offer McGill Personal Finance Essentials, a free online course that鈥檚 open to all and designed to help Canadians of all ages enhance their financial literacy.聽